Njira 5 Zowonetsera Kulipira Kulipira

Maholide amafunika kukonza zambiri, kuchokera mndandanda wa zofuna, kupita kumndandanda, makalata ophika, ndi zina. Koma chinthu choyamba chomwe muyenera kuchita ndicho kusankha momwe mungagwiritsire ntchito ndalama zambiri pa maholide chaka chino. Tiyeni titenge kamphindi kuti tikambirane tanthauzo la kupatsa mphatso ndi kulingalira njira zina zowonetsera kuti musamawononge ndalama zanu za holide ndikupanga nyengo yonse ya tchuthi kukhala yovuta kwambiri kwa inu ndi banja lanu.

1. Pewani Kugula Mphatso Zapitako pa Mphatso

Sungani nyengo ya tchuthiyi pogwiritsa ntchito zomwe muli nazo mu akaunti yanu ya banki. Izi zikutanthauza kusagwiritsa ntchito ngongole kugula mphatso! Mukamagula mphatso ya $ 20 pa ngongole, mumakonda kuuza kampani ya ngongole kuti mudzabwezere ndalama zokwana madola 20, kuphatikizapo 20% kapena kupindula - mwezi uliwonse - mpaka ndalamazo zitalipidwa. Izi zikutanthauza kuti pokhapokha ngati mutha kulipira ngongole yanu ya ngongole mukamaliza kulipira, mungakhale mukulipilira mphatso ya $ 20yi zaka makumi atatu kuchokera pano!

2. Zolinga Zanu

Kodi ndi mfundo yanji yopereka mphatso? Kodi ndizobwezera ndalama za ndalama zomwe tinapatsidwa, kapena zomwe timaganiza kuti zikhoza kuperekedwa m'tsogolomu? Ayi! Mfundo ndi kuvomereza kuti mphamvu ya munthu wina pa moyo wanu. "Zikomo" komanso "Ndimakukondani" ndizimene sizibwera ndi dola zowonjezereka, choncho musalole kuti mutenge ndalama zambiri zowonjezera zomwe mungathe kuzipeza.

3. Pangani Zopereka Zanu Zanu

Pali njira zambiri zowonetsera "gimmes" ana athu akhoza kukhala ovuta pa nthawi ya maholide. Taganizirani kukhazikitsa ndalama za ndalama imodzi kwa mwana aliyense, ndi kumamatira. Kapena sankhani kuti mungachepetse chiwerengero cha mphatso ku zinthu zitatu pa mwana. Kumbukirani kuti nthawi zonse padzakhala anthu omwe adzathera zambiri pa ana awo, koma kuyesa "kusunga ndi Jones" kumabwera ndi mtengo wolemera.

Phunzitsani ana anu mwamsanga mphatso zoganizazi siziyenera kukhala ndi ndalama zambiri, ndipo chofunika kwambiri ndikuyamikira zonse zomwe tapatsidwa kale.

4. Pitirizani Kugwiritsa Ntchito Ndalama Zanu

Gwiritsani ntchito ndalama zochepa pogwiritsira ntchito Holiday Planning Worksheet kuti muzindikire za mphatso zonse zomwe mukuganiza kuti mugule kapena kugula, ndipo lembani ndalama zomwe mumagwiritsa ntchito pa munthu aliyense. Chida chosavuta chitha kukuthandizani kuti musagwiritse ntchito bajeti yanu ndikusangalala ndi miyezi yotsatira maholide.

5. Zogula kapena kugula Mphatso Zochepa Zogwiritsidwa Ntchito

Ngati muli ndi bajeti yochepa, ganizirani kupanga mphatso kwa aliyense payekha. Izi zingakhale ntchito yosangalatsa kwa ana, ndipo ikhoza kukuthandizani kuthera ndalama zochepa panthawi ya maholide. Mphatso zodzikongoletsera monga mkate, makeke, maswiti, kapena fudge ndi zokoma, njira zoganizira zosonyeza "Zikomo" kapena mulole wina adziwe kuti ndiwe wapadera bwanji. Mukhozanso kusunga ndalama zambiri pogula zinthu zatsopano pa eBay.com kapena kufunsa achibale angapo kuti "muzipitako" mphatso yapadera ndi inu.

Kulenga ndi kusunga malingaliro anu pa tanthauzo lenileni la kupereka mphatso kudzakuthandizani kuti chikhalidwe cha "chigulitse" chiwonongeko. Kumbukiraninso kuti khama limene mukuchita kuti muwononge ndalama zanu zapanyumba tsopano lidzamasula ndalama zambiri pa chaka chomwecho.

Ndipo ndiyo mphatso yabwino kwambiri ya tchuthi yomwe mungadzipatse nokha ndi ana anu.