Kukonzekera Kwawo Kumudzi ndi Kubwezeretsa Pa Investment (ROI)
Ichi ndi chimodzi mwa nkhani zokhudzana ndi momwe mungapezere ROI yabwino kapena "bongo kwa bulu wanu" pazokonzanso kunyumba ndi kukonzanso ntchito.
Kukonzekera kunyumba ndi bizinesi yaikulu. Zimakhala pafupifupi 40 peresenti ya zomangamanga zokhazikika komanso pafupifupi 2% ya US Economy. Kuchokera mu 2001 mpaka 2005, kugwiritsira ntchito pokonzanso kunyumba kunakula 40% pamene kunafikira $ 215 biliyoni mu 2005. Ndipo 2006 kukonzanso kwafika pa $ 230 biliyoni pokonzanso pakhomo pakhomo malinga ndi NAHB.
Nchifukwa chiyani ndalama zambiri? Eya, chiwombankhangachi chinabwerera chifukwa cha kukwera mtengo kwa nyumba pamodzi ndi mitengo yochepa ya chiwongoladzanja komanso wogwira ntchito moyenera. Pambuyo pa kukonzanso kwa nyumba yomanga nyumba mu 2006-2008 kukonzanso kunakula kachiwiri pambuyo pa 2009. Mu Julayi 2016 idagunda $ 445 biliyoni.
Kotero aliyense akudabwa, "Kodi ndizofunika ndalama kuti ndikonzere nyumba yanga?" Yankho lake ndilo "Mwinamwake." Chifukwa chokonzekera kunyumba ndi kukonzedwanso ndi ndalama zokwana madola 450 biliyoni chifukwa anthu akupeza phindu pazinthu zowonjezera kunyumba.
Kubwezeretsa kwanu kosavuta kudzachitika ndi "kubwereza kuyitana" kusintha. Awa ndi mapulogalamu owonekera kunja monga zitseko, kudula, kujambula, mawindo ndi kudula. Nthawi zambiri amawononga ndalama zochepa kusiyana ndi makonzedwe akuluakulu mkati mwa nyumba koma amapanga zowonongeka (komanso kuwonjezeka kwa malonda) ndipo zotsatira zake zimabweretsa kubwerera kwapamwamba.
Komabe inu simuyenera kuyembekezera kubwezeretsa kwathunthu kuchuluka kwa ndalama zokonzanso nthawi yomweyo.
Kawirikawiri mukhoza kuyembekezera pakati pa 80% ndi 90% kumbuyo kwa ndalama zanu zowonjezera ndalama, nthawi zina zambiri, nthawi zina zochepa, chaka choyamba kapena ziwiri. Ndizokonzanso bwino, mukhoza kuwonjezera komanso kupanga ndalama pazomwe mukukhala pakhomo. Monga ndi ndalama zambiri ndi mphamvu yowonjezera yomwe imabweretsa ubwino wabwino.
Mwa kukhala panyumba nthawi yochuluka, mumapatsa nthawi ya msika wogulitsa kuti muwonjezere ndipo mumagwiritsa ntchito ndalama zowonongeka ngati chuma chikukula.
Payekha, muyenera kulingalira zinthu zitatu pamene mukuganiza kuti polojekiti yopititsa patsogolo pakhomo ndi ndalama zabwino kapena ayi: Momwe polojekiti yanu imakhudzidwira mtengo wamtengo wapatali wa nyumba yanu; Kodi mukukonzekera nthawi yayitali kuti mukakhale panyumba; Msika wogulitsira katundu uli wamphamvu kwambiri m'deralo.
Komanso ganizirani m'mimba mwanu kuti musokonezeke pakukonzekera kwanu kunyumba kapena kukonzanso ntchito. Nthawi zina mungafunike kutseka ntchito ya chipinda chokonzekera kapena kukonzanso. Mwachitsanzo, kukonzanso kakhitchini kapena kusambira kungasokoneze moyo wanu kwa milungu ingapo pa nthawi. Kusintha kophweka kumene kuli ndi chiŵerengero cha mtengo wapatali kwambiri ndi kupititsa chitseko chachitsulo ku nyumba yanu.
Malinga ndi magazini ya Remodeling, polojekiti yothandizira pulojekiti yothandizira zitsulo ikhoza kubweretsera ndalama zoposa 96% za ndalama zokwana madola 1,200.
Kodi ndi ndalama ziti zomwe zimayendetsa bwino kwambiri, nanga zimayenera bwanji kuti apeze maulendo a deluxe?
Popeza kuti polojekiti imabwera mu mitundu yonse ya maonekedwe ndi kukula kwake, ndawakonzekera muzokonzanso kunyumba / makonzedwe okonzanso kunyumba.
Tiyeni tione mtundu uliwonse:
1. Ntchito Yokonzekera Kunyumba ndi Kukonzekera
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Zochita Zamoyo