Bukhu la Wotsatsa ku Saving and Splurging pa Zinyumba

Simusowa kugwiritsa ntchito ndalama zambiri kuti mukhale ndi malo osangalatsa

Kukongoletsa nyumba kungathe kuwononga phindu laling'ono - koma siliyenera. Ngakhale zikanakhala zabwino kupita kunja kukagulira pamwamba pazitsulo pa chipinda chilichonse m'nyumba, kwa anthu ambiri omwe sangathe. Mwamwayi mutha kukhala ndi malo osasangalatsa popanda kulengeza za bankruptcy.

Chinsinsi chokhala ndi nyumba yokongola popanda kugwedeza kwathunthu banki ndikusakaniza pamwamba pa mndandanda zomwe zimakhala zofunika kwambiri ndi zidutswa zochepetsetsa zomwe sizilipo.

Simudziwa nthawi yoti mupulumutse ndi nthawi yopanika? Palibe vuto, tangoganizirani zina mwazinthu zotsatirazi zogula zipangizo.

Splurge - Sofa

Sofa ndi imodzi mwa zinthu zofunika kwambiri mu chipinda chokhalamo ndipo mwinamwake ndi chimodzi mwa zinthu zomwe mumagula mtengo kwambiri. Fufuzani imodzi yopangidwa ndi zipangizo zamtengo wapatali monga nkhuni-zouma nkhuni zouma komanso njira yomaliza yomangidwa pamanja. Gulani kalembedwe kake kuti zaka zambiri zitha kubwezeretsedwa ngati mukufuna chovala china popanda kugula sofa yatsopano. Kumbukirani lamulo lakuti sofa yapamwamba imayenera kukhalapo zaka 25 pamene imodzi yamtengo wapatali iyenera kukhala 10.

Sungani - Masamba Akumbali

Zikuwoneka ngati matebulo a pambali ndi masiku khumi ndi awiri masiku ano ndipo angathe kugula pafupifupi kulikonse. Ngati mupeza kuti suti yanu ya mtengo wotchipa imachotsani. Ma tebulo am'mbali samayang'ana ndikutayika kotero khalidwe silofunika kwambiri.

Sungani - Kuunikira

Matabwa opanda mtengo ndi okondwa ali ponseponse pomwe palibe chifukwa chofuna ndalama zambiri.

Onani masitolo monga Target ndi Lowes ndipo muli otsimikiza kuti mupeze ntchito zabwino. Palibe chifukwa chogwiritsira ntchito ndalama zambiri pa magetsi a kristalo ku sitolo yosungirako zosungirako zamasitolo pamene iwe ukhoza kupeza chithunzithunzi cha chinthu chimodzimodzi kwa mazana angapo madola ochepa (nthawi zambiri zimawoneka chimodzimodzi). Onaninso masitolo achiwiri chifukwa ndi ntchito ya penti ndi wiring watsopano, nyali yakale ya $ 10 ikhoza kuwoneka ngati ndalama imodzi.

Splurge - Matayala

Anthu amathera pafupifupi gawo limodzi mwa magawo atatu a moyo wawo ali pabedi kotero kuti ndi bwino kuti splurge ndi kupeza mateti abwino omwe mungakwanitse. Yesani njira zosiyanasiyana kuti mudziwe zomwe zimakuyenererani.

Sungani - Mapepala

Ulusi wapamwamba umawerengera ndi zabwino koma si nthawi zonse zofunikira. Pofika pa zitsulo zogona mungathe kusunga ndalama mwa kusakaniza ndi kulumikiza maselo. Mwachitsanzo, yang'anani chivundikiro chomwe mukuchikonda koma kenako mugulitse mapepala otsika mtengo chifukwa sakuwoneka. Chinsinsi ndicho kupeza zina zomwe zimakhala zotetezeka pakhungu lanu (osasunga ndalama kuti mutonthoze). Mfundo ndi yakuti simukuyenera kugula mtengo wokonzedwa kuti mukhale ndi bedi lokongola.

Splurge - Zoweta

Kuyika mu nthaka yamtengo wapatali kapena yamwala (kapena chinthu china chilichonse chapamwamba chomwe mukufuna) ndicho lingaliro labwino. Ndi maziko a nyumba ndipo amafunika kuyang'ana bwino ndikutsatira malo. Sizinthu zomwe mumafuna kuchita kawirikawiri kotero kuti muzigwiritsa ntchito zipangizo zabwino kwambiri zomwe mungakwanitse. Mwinanso mungafune kuganizira za kuyendetsa pansi kutentha kwapansi ngati mukugwirizana ndi nyengo yanu komanso moyo wanu.

Sungani - Malo Ozungulira

Malo okhala pamtunda ndi zinthu zabwino zomwe mungasunge ndalama. Amakhala akuyendayenda nthawi zonse, atakhala ndi zinthu zambiri, ndipo nthawi zambiri amachitira nkhanza, choncho musagwiritse ntchito ndalama zambiri pazomwe zikhoza kuwonongeka.

Malo okwera mtengo, okongola kwambiri angapezeke m'masitolo ngati Ikea ndi Home Depot ndipo akhoza kupangidwanso m'masitolo ogulitsa kuchokera kumbuyo akale. Ngati simugwiritsa ntchito ndalama zambiri mutha kuzigwiritsa ntchito pokhapokha mutakhala opanda nyumba.

Sungani - Zithunzi

Palibe chifukwa chosowa ndalama zambiri pazojambula. Art ingapangidwe mwa chirichonse chokha kotero kuyesera kujambula zithunzi, nsalu, wallpaper, kapena china chirichonse chomwe chili ndi chithunzi chabwino. Kwa chinachake chosiyana kwambiri chimatenga mabokosi ochepa a mthunzi ndikumakweza chirichonse kuchokera ku zodzikongoletsera zakale, mpaka ku mabatani okondweretsa, kusodza nsomba, kapena zinthu zina zing'onozing'ono. Mlengalenga ndilo malire okhudza kukweza makoma .

Splurge - Zipangizo Zamakono

Mawindo nthawi zambiri amawunikira m'zipinda kuti ndizitha kuchita chilichonse chomwe chimawathandiza kuti aziwoneka bwino.

Gwiritsani ntchito nsalu zamtengo wapatali zojambula kapena zojambula. Pamene angapezedwe wotchipa, kusiyana kuli koonekera. Nsalu zamtengo wapatali zidzakupatsanso nyumba yanu ndi chinsinsi chokwanira.

Sungani - Window Hardware

Ndodo zowonjezera ndizomwe mungasungire ndalama. Ambiri mwa iwo amabisika ndi nsalu ngakhale zilibe kanthu kuti zimawoneka bwanji. Makampani ambiri (monga Umbra) amapanga ndodo zochepetsetsa zowonjezera zokhala ndi zokongoletsa. Iwo ndi okongola kwambiri komanso ophweka ndipo samachotsa kutali ndi nsalu.

Sungani - Zipangizo Zokongoletsera

Chalk zokongoletsa ndi zinthu zomwe zimapereka umunthu wamakhalidwe, koma sizikutanthauza kuti ziyenera kukhala zodula. Mabuku obwera ndi accessoryze ndi zinthu zomwe zimatanthauza kusiyana ndi zomwe zili ndi malonda okwera mtengo.