Budget Yanu ya Chikwati ndi Yofunika
Pankhani yokonzekera ukwati , pali mbali zambiri zosuntha. Pali ogulitsa omwe amapatsidwa ntchito, mitundu yosankhidwa, menyu kuti asankhidwe , alendo omwe akuitanidwa, malo oyenera kuwongolera; mndandanda umapitirira patsogolo.
Koma pali chidziwitso chimodzi chomwe muyenera kudziwa musanayambe kukonza chinthu chimodzi pa tsiku lanu lalikulu, ndipo ndizo bajeti yanu.
Ndalama Yanu ya Chikwati
Pokhapokha ngati muli Kim Kardashian, mwayi mutha kukhala ndi mtundu wina wa bajeti omwe mukufuna kumamatira tsiku lanu laukwati.
Mwinanso ndalama zimenezo zimachokera pa inu komanso posungirako ndalama zanu zomwe mungakwanitse kupulumutsa nthawi yomwe mukuchita. Kapena mwinamwake mabanja anu akuthandizani ku thumba la ukwati. Nthawi zina, mwinamwake mabanja anu akuyendetsa ndalama zonse. Ziribe kanthu yemwe akulipira ndalama zambiri pa tsiku lalikulu, muyenera kudziŵa momwe mungagwiritsire ntchito musanatuluke ndikuyamba kuligwiritsa ntchito.
Musanayambe mutengere wogulitsa mmodzi (kapena ngakhale msonkhano ndi wogulitsa) mungathe kuwona bajeti yanu. Ndikofunikira kukhalabe pa bajeti kuti mudziwe zomwe muyenera kugwira nawo musanayambe kupereka ndalama kumalo osiyanasiyana a ukwatiwo.
Kuyika Budget Yanu Yachikwati
Pofuna kukhazikitsa bajeti yaukwati wanu , muyenera kulingalira zinthu zingapo:
- Kodi chiyanjano chanu chidzakhala liti? (Izi sizikutanthauza kuti muyenera kukhazikitsa tsiku lenileni)
- Kodi inu kapena wokondedwa wanu / bwenzi lanu muli ndi ndalama zomwe mukuzisunga zomwe zingagwiritsidwe ntchito pazinthu zaukwati?
- Kodi mabanja anu angapereke nawo ndalama zaukwati?
- Ngati ndi choncho, ndichuluka bwanji?
- Kodi iwo akukupatsani ndalama zonse mwakamodzi, kapena kupereka phindu pazochitikazo?
Kukhala ndi Mtengo wa Ukwati Kuyankhula
Kungakhale kwanzeru kukhala pansi ndi mabanja anu kuti mukambirane nkhaniyi mwamsanga musanayambe kukonzekera ukwati wanu.
Sankhani nthawi yomwe ili yabwino kwa banja lanu ndi kuwadziwitsa kuti muyenera kukambirana nawo malingaliro a ukwati. Ndikofunika kuti zokambiranazi zisayambe kotero kuti musamalize kugwiritsa ntchito zambiri kuposa zomwe muli nazo.
Kukhala ndi zokambirana zachuma ndi okondedwa anu kungakhale kovuta, koma nkofunika kuti aliyense akhale pa tsamba lomwelo ponena za mapulani. Ngati banja lanu likukonzekera kuti mupereke ndalama zanu, khalani otsimikiza kuti mufunse nambala yeniyeni ndi nthawi imene muyenera kuyembekezera kulandira ndalamazo. Mukufuna kutsimikiza kuti mulibe vuto la ndalama pankhani ya kubweza kapena kugulitsa nthawi, kotero kuti mutenge mfundoyi kuchokera ku magulu onse othandizira ndi ofunikira.
Zimene Mungachite Mukamaliza Ukwati Wanu
Mutangokamba nkhani ndikubwera ndi bajeti yonse, chotsatira chanu chiyenera kukambirana zazomwe mukufuna kukwatirana. Sankhani zinthu zitatu zomwe zili zofunika kwambiri pa tsiku lanu lalikulu ndikuyerekeza mndandanda wanu ndi mwamuna wanu wam'tsogolo. Kuchokera kumeneko, mukhoza kuona ngati mwakhalapo ndikusankha kupereka ndalama moyenera malinga ndi zofunikira zanu ndi masomphenya a tsiku lanu.
Onani ndondomeko iyi ya bajeti ya ukwati kuti mupeze ndalama zomwe muyenera kuzigwiritsa ntchito pa gawo lirilonse la tsiku lanu malingana ndi kuchuluka kwa magawo.
Onetsetsani kuti mupatuke gawo la bajeti yanu ngati chithunzithunzi kapena ndalama zosayembekezereka ngati mukuyembekezera ndalama zosayembekezereka monga ndalama zobweretsera, surcharges, msonkho kapena free.