Chifukwa-ndi-ndiyenera liti kugwiritsira ntchito ngongole yokhala pakhomo pakhomo panga?
Ngongole zolimbitsa nyumba zakhala zikugwiritsidwa ntchito popanga pulogalamu yamakono chifukwa pali mgwirizano wamtundu wapakati pakati pa pakhomo lanu ndi zokonzanso kunyumba kwanu. Mwamvapo za chiwawa choyipa? Eya, izi ndizozungulira.
Chitsanzo
Mwa kuyankhula kwina, tiyeni tinene kuti muli ndi $ 50,000 mofanana m'nyumba mwanu.
Pogwiritsa ntchito ngongole yokhala pakhomo, mumagwiritsa ntchito $ 50,000 kuti muikepo kuwonjezera, kuwonjezera zowonjezera zatsopano, ndikukonzanso kakhitchini. Ntchito izi zimapangitsa kuti nyumba yanu ikhale yamtengo wapatali komanso kuwonjezera phindu lanu kunyumba kwanu.
Pamene Mungagwiritse Ntchito Ngongole ndi Pamene Si
Lingaliro langa ndilo kuti ogulitsa amapereka ngongole yobwereketsa kunyumba kwa makasitomala omwe ali ndi malonda apamwamba a malonda, ngakhale pamene makasitomala ayenela kutsata njira zina zopezera ndalama.
Nkhama zachuma zisanafike chaka cha 2008, ogulitsa ndalamazo ankaponyera ndalama kwa eni nyumba, kuwalimbikitsa kuti amange makoko, malo olowa dzuwa, ndi kukonzanso zipinda kuti akhale maofesi. Chilichonse chogulitsidwa. Tsopano, changu choterocho chakuyamika.
Sindingatenge ngongole yokhala pakhomo pazinthu zonse zomwe zatchulidwa pamwambapa chifukwa ndizopangidwe zowonongeka potsata. M'malo mwake, yang'anani ngongole ngati ndalama zanu. Kodi mukupanga nzeru mwanzeru kapena ayi?
Nzeru zachuma zimakhala m'magulu awiri:
- Bwerezani : Ntchito izi zothandizira ndalama zimabwereranso mtengo wotsika mtengo (zowonongeka kwa khitchini, mwachitsanzo);
- Zoopsa : Ndikutcha ntchito zowopsa chifukwa kusazichita kuziwononga nyumba yanu. Kusintha kwa nsalu siwotsika mtengo wamtengo wapatali. Koma ngati denga lanu liri loipa, kunyalanyaza vutoli kungangopangitsa mavuto aakulu mkati mwa nyumba.
Chenjerani
Chenjezo: ndondomekoyi siipitirira mpaka kalekale. Kulingalira kwanu panyumba kumadaliranso pazinthu zina zosagwirizana ndi kukonzanso kwanu. Koma chiyanjano pakati pa chiyero ndi chikhalidwe cha nyumba yanu ndi chimodzi chomwe muyenera kuchigwiritsa ntchito.
Komanso ndi ngongole yokhala ndi ndalama zokhazikika panyumba, mukhoza kutulutsa ndalama zambiri, komanso pafupipafupi, kusiyana ndi mitundu ina ya ndalama zomwe mungasankhe. Koma samalani, chifukwa ndalama zowonongeka kunyumba zimakhala zomangika ku chiwongoladzanja cha chiwongoladzanja. Ndipo chifukwa chakuti amasinthasintha, nthawi zonse amatha "kusiyanasiyana" mmwamba.
Ndalama zowonetsera ndalama zowonongeka zimapezeka, koma muyenera kufunsa wothandizira ngongole za iwo. Mtengo woyenerera ndi wapamwamba kusiyana ndi mlingo wosinthika ndipo sufala kawirikawiri. Ngati mitengo ikuwoneka ikukulirakulira, zingakhale bwino kuganizira mlingo woyenera.