Njira 9 Zopulumutsira Ndalama Mukapita ku Nyumba Yatsopano

Kusuntha ndizofunika kwambiri. Pali njira zochepetsera ndalama, komanso kutuluka pamwamba! Phunzirani njira zonse zomwe mungasungire ndalama phukusi. Tidzakusonyezani momwe mungagwiritsire ntchito bajeti, kuyendetsa galimoto, kusunthira nokha, kudzinenera kusunthira kwanu, ndi njira zina zosavuta kuti musunge ndalama mukasunthira.

• 01 ya 09

  Njira 10 Zapamwamba Zosungira Ndalama Pakhomo Panu

  Onani kumene mungachepetse ndalama mumabokosi, ndi zina zonyamula katundu. Pali njira zing'onozing'ono zopulumutsira ndalama, ndipo zonsezi zidzawonjezeka mpaka kusunga ndalama zambiri. Ndikudziwa. Ndasunthira mokwanira kuti ndiwone kusiyana kwa kusungirako. Ndipo ndizovuta! Tidzakuwonetsani zizolowezi zonse, kuphatikizapo momwe mungasungire ndalama polemba ndalama zogulitsa .

• 02 a 09

  Zinthu 5 Zofunika Kwambiri Zomwe Muyenera Kudziwa Pankhani ya Malipiro a Mover

  Musanayambe munthu wogwira ntchito, onetsetsani kuti mukudziwa bwino woyendetsa "kulankhula". Kodi mawu awo amatanthawuza chiyani pa chiwerengero cholembedwa? Ndipo mungayembekezere ndalama zotani? Kawirikawiri, timapeza zazing'ono zomwe zimasindikizidwa zikachedwa kwambiri kuchita chilichonse. Pano tidzakutsogolerani zonse zomwe muyenera kuzidziwa mukamayendetsa galimoto.

• 03 a 09

  Njira 5 Zopewera Kutaya Ndalama Pakhomo Panu

  Kusunthira nthawizonse kumatanthawuza ndalama kuchokera mu thumba lanu ndipo sikungowonjezera akaunti yanu ya banki pokhapokha mukapindula pakhomo la nyumba kapena mukuyenda chifukwa cha ntchito yatsopano ndi malipiro abwino. Komabe, timasuntha. Ndipo timadya ndalama zomwe zimapindulitsa phindu lomwe lidzabweretse; kuyamba kwatsopano ndipo mwachiyembekezo, moyo wabwino.

  Ngakhale kuti mumagwiritsa ntchito ndalama kuti musamuke, pali zinthu zomwe simuyenera kuchita kuti muwonetsetse kuti simukugwedeza ndalama zanu zosunthira bajeti - zinthu zing'onozing'ono zomwe zingakuwonongereni ndalama zambiri kuposa zofunikira.

• 04 a 09

  Mmene Mungalembere Momwe Mukukhalira
  Imodzi mwa njira zabwino zopulumutsira ndalama pakuyenda kwanu ndi kupeza momwe mungathenso kulemba. Ndikudziwa kuti pali zambiri zoti muganizidwe pakuyenda, koma izi ndizomwe mungasunge. Pano pali malangizo othandizira kupeza mapepala oyenera, kudula ndalama, ndikuwona zomwe amalume Sam akulolani kuti mulembe.

• 05 ya 09

  Budget ya Mtengo Wokayenda ku Nyumba Yanu Yatsopano

  Malingana ndi kutalika kwake komwe mukusunthira, mudzafunika kupanga bajeti ndalama zoyendetsera inu ndi banja lanu. Izi zingaphatikizepo ndege, gasi, mahotela ndi zina. Pezani momwe mungawerengere ndalama zoyendayenda.

• 06 ya 09

  Mmene Mungasankhire Bungwe la Inshuwalansi Yoyendayenda
  Pezani momwe mungaperekere chigamulo cha inshuwalansi ngati chinachake chikutha panthawi yosamuka. Musati mudikire mpaka itachedwa kwambiri. Chitani khama lanu musanasamuke. Tikukhulupirira, palibe cholakwika, koma ngati chinachake chikuchitika, mudzakhala okondwa kuti munaphimba maziko anu onse.

• 07 cha 09

  Kodi ndiyenera kulipira kangati ngati ndikupita ku dziko lina?
  Pakupanga bajeti yosunthira, musaiwale kuganizira msonkho wa boma. Ndalama ya msonkho yomwe mumalipira idzakhala yosiyana ngati mutasamukira kudziko lina. Mitengo ndi malonda a malonda angakhale osiyana. Phunzirani za misonkho yosiyanasiyana pamene kusintha kusintha.

• 08 ya 09

  5 Kuwononga Ndalama Zopewera Poti Muzisuntha
  Palibe njira yozungulira izo. Kusunthira kukutenga ndalama. Koma bwanji mukulipira zochuluka kuposa momwe muyenera? Zimakhala zachilendo kuti anthu asokonezeke pamene akusamuka, ndipo izi zimabweretsa mosasamala komanso osayanjanitsa pamene kusunthira kumayamba kukugwedeza. Musalole kusamuka kwanu kufika pa siteji imeneyo. Izi ndi 5 zolakwika zomwe anthu ambiri amachita kuti asatenge kuti ndalama zanu zisamalowe mopanda pake.

• 09 ya 09

  Mmene Mungakhazikitsire Budget Yoyendayenda

  Ngati mulidi otsimikiza za kusunga ndalama panthawi yosamuka, kukhazikitsa bajeti muyenera kukhala sitepe yanu yoyamba. Anthu ambiri amamva kuti ali ndi zochuluka kwambiri zoti aganizire panthawi yosokoneza nthawi ndi kupanga bajeti. Izi sizakhala zopanda nzeru, monga bajeti ikungokulolani kuti mukhalebe pamtunda, ndikuwona komwe mungasunge. Pangani ichi ichi sitepe yoyamba. Tikuwonetsani momwe zingakhalire zosavuta. Ndipo inu mukolola zopindulitsa zazikulu.