Nthawi iliyonse mukonzekera kusamuka , chinthu choyamba muyenera kuchita ndikupanga bajeti yosuntha . Anthu ambiri omwe amasuntha amamva kuti alibe nthawi yokonza bajeti, komabe kusakonzekera ndalama kungakuchititseni ndalama zambiri. Zinthu zing'onozing'ono monga kugula nsalu yatsopano yosamba, mapepala kapena kubwezeretsa masamu anu mutatha kusuntha zonse. Ndikupangira kukhazikitsa bajeti poyamba musanachite china chirichonse.
Pangani Chikhomo Chakugwiritsa Ntchito Budget
Mapulogalamu a mapulogalamu mwina ndi njira yophweka yopangira template ya bajeti ; Microsoft Word kapena Excel ndiwo mapulogalamu abwino kwambiri omwe mungagwiritse ntchito, ndi Excel ikulolani kuti mugwiritse ntchito mafomu kuti muwerenge mosavuta. Kuti mumve bwino, ndapanga ndondomeko yosintha bajeti ku Excel yomwe idzakupatsani zonse zomwe mukusowa, kuphatikizapo mayendedwe ndi kugwiritsidwa ntchito mosavuta. Zimagwirizana bwino ndi nkhaniyi.
Ngati mukufuna kukhala ndi zina zotheka kapena ngati simukufuna kugwiritsa ntchito nthawi yolemba chikalata pa kompyuta yanu, bukhunizani bukhu la zolembera wamabuku ku sitolo yogulitsira ofesi yanu. Mwina mungafunikire kusintha zochepa pazolemba zam'ndandanda kapena mabokosi olowa, koma zidzakupatsani ndondomeko yoyendetsera ndalama zomwe mukufuna. Ndiponso, onetsetsani kuti muli ndi calculator yabwino kapena yowonjezera makina omwe ali m'manja.
Ndalama Zogulitsa Makampani
Ngati mukugulitsa kampani yosunthira, muyenera kuyika ndalama izi:
Malipiro a Kampani : Kuphatikizapo ndalama zamagetsi ndi ntchito. Funsani zowerengera kuchokera kwa atatu ndipo ngati simunasankhe kampani yomwe muzisankha, yonjezerani ndondomeko yowonjezera ya bajeti yanu.
Inshuwalansi yowonjezereka : Ngati zinthu zanu zili zofunika kwambiri kwa inu, mungafunikire kuwonjezera izi pa ndalama zanu zonse.
Utumiki Wowonjezera : Ungaphatikizepo kukonzekera zipangizo , kusuntha piyano , ndi zina zotero
Funsani kampani yosunthirapo malemba ngati misonkhanoyi ikugwira ntchito.
Zowonjezera Zowonjezera : Izi zingaphatikizepo ndalama zowonjezerapo, malipiro othandizira, kuthamanga kwa ndege, malingaliro aatali, kutengerapo nthawi yaitali ndi utumiki wa shuttle .
Madandaulo / kuwonongeka kwa ndalama : simungafunikire kuika ndalama pano, koma kuti mukhale otetezeka, kuwonjezerapo muyeso wa 5 peresenti chifukwa cha ndalama zonse zogulitsa makampani.
Professional Packing : Iyi ndi ntchito yodzifunira.
Kudzisungira nokha
Ngati mukusuntha nokha, izi ndizo zomwe mukufuna kuziphatikiza:
Galimoto Yokwera : Malingaliro amasiyana malinga ndi kukula ndi ngati mukusuntha njira imodzi kapena kubwerera.
Mileage / Gasi : Funsani ofesi yobwereketsa kutalika kwa mailosi omwe mungathe kuyembekezera ku vani kapena galimoto imene mukukwera. Ngati mukuyenda mtunda uliwonse, fufuzani mtengo wa mafuta pamsewu wanu. Chitani izi mwa kupita ku Fuel Calculator, utumiki woperekedwa ndi AAA.
Inshuwalansi : Musanayambe inshuwalansi, funsani makampani anu a ngongole kuti muwone ngati mumagwiritsidwa ntchito. Ikhoza kukupulumutsani ndalama zina. Ngati simukuphimbidwa, onetsetsani kuti muli ndi malipiro a inshuwalansi.
Zolemba Zowonjezera Zowonjezera : Izi zingaphatikizepo dolly, ramp loading, mateti ndi mipando yamatabwa, etc. Musanawonjezere chinthu ichi mu bajeti, funsani agulitsidwe ngati ataya zipangizo izi kwaulere.
Zowonjezereka : Onjezerani phindu linalake, pokhapokha ngati mtengo wa gasi ukukwera kachiwiri kapena ngati mukufunikira kuyima pamsewu wanu. Ndi bwino kupanga ndalama zowonjezera patsogolo.
Pitani ku Nyumba Yatsopano
Kutumiza : Ngati mukusuntha galimoto kuwonjezera pa galimoto yosunthira, yonjezerani ndalama zomwe mumagwiritsa ntchito kuti muzigwiritsa ntchito mafuta ndi zosungirako, monga mafuta, madzi ndi cheke. Ngati mukufuna, gawani ndalamazi mumagawo osiyanasiyana.
Nyumba : Kafukufuku amasiya njira yanu yosunthira ndikupeza momwe malo ogonera adzakhalira. Sankhani chiwerengero cha usiku ndi chiwerengero cha chipinda patsogolo pa nthawi. Gwiritsani ntchito chida monga Expedia.com pa mitengo ndi kupezeka. Mungathe ngakhale kulemba pa intaneti, nanunso.
Chakudya : Yesani mtengo wokwanira pa chakudya pa munthu aliyense. Phatikizani zakumwa ndi zopsereza.
Ana / Pet Care : Ngati mukufuna zina zina zothandizira kuti muzisamalira anthu a m'banja mwanu musanayambe kapena mutatha kusinthana, onetsetsani ndalamazo.
Nyumba Zamakono : Tengani chinthu ichi ngati inu ndi banja lanu mukufuna malo osungirako.
Malipiro ndi Kusungirako
Ngakhale zingakhale zovuta kudziwa kuchuluka kwa zinthu zomwe mumagwiritsa ntchito, ndibwino kuti muwonjezere ndalama. Mukhoza kuzindikira zomwe mukufuna kuti muwerenge nkhani yathu pa Zolemba Zophatikiza .
- Mabokosi : Tsimikizani chiwerengero cha mabokosi oyendetsa omwe mukufunikira ndikuwonjezerani ndalamazo pano.
- Bubblewrap / Newsprint
- Tepi / Ma Labels / Markers
- Kapepala / Zovala : Ngati mukugwiritsa ntchito makampani oyendayenda, nthawi zambiri amapereka zinthuzi popanda ndalama.
- Malipiro osungirako : Itanani makampani ochepa osungirako katundu ndipo mugwiritse ntchito mtengo wapatali ngati simunasankhepo malo osungirako omwe mungagwiritse ntchito.
- Inshuwalansi Yowonjezereka: Ngati mukusunga zinthu zamtengo wapatali, funsani inshuwalansi yowonjezera kuti muwonetsetse kuti katundu wanu akuphimbidwa.
- Ndalama Zosuntha : Izi ndizofunika kuchotsa zinthu kuchokera kunyumba kwanu kupita ku malo osungikira. Zitha kuikidwa pamzere wa mzere pamwambapa, kapena kampani yosuntha ingakulolereni imodzi yowonjezera popanda mtengo wapadera.
Kugulitsa Kunyumba / Kusamuka Kuchokera
- Komiti : Pogulitsa nyumba yanu.
- Lamulo / malipiro
- Kufufuza / Kufufuza
- Kutsatsa
- Kusamba / Kukonza
- Zina. : Phatikizani zinthu monga zinthu zina zogula, pepala, ndi zina zotero.
- Malipiro Oletsedwa Kobwereketsa : Ngati simungathe kupereka chenjezo chokwanira kwa mwini nyumba, angakulipiritseni chifukwa chochotseratu kubwereka kwanu kapena angalephere kubweza.
Kugula kapena Kutenga Nyumba Yanu Yatsopano
- Ndalama Zamalonda
- Malipiro Otsatira Mutu
- Malipiro Ofufuza
- Malipiro Ena
- Kufufuza / Kuyesa
- Inshuwalansi ya Panyumba Kapena Nyumba
- Zowonjezera Zowonjezera : Izi ndi zovuta kuziwerengera. Tayang'anani pa chipinda chachikulu m'nyumba mwako ndi chimene chimafuna ntchito kwambiri kapena zinthu, pewani mtengo uliwonse (utoto, makatani, makapu, nyali, zitsamba zotayira, etc.), kenaka wonjezereni. Mukhoza kuchita izi pa chipinda chilichonse kapena kuwerengera mtengo wa nyumba yonse.
- Mitengo ya katundu
- Deposits Utility : Muyenera kulankhulana ndi makampani ogwiritsira ntchito ndalamazi, kapena kulankhulana ndi omwe akupereka panopa ndikufunseni zomwe akulipira. Onetsetsani kuti mumaphatikizapo telefoni, chingwe, madzi, magetsi, kutentha ndi zina zilizonse zomwe muli nazo panopa. Ngati mukukwereka, funsani mwini nyumba ngati ndalamazi zikuphatikizidwa pamwezi wokhoma msonkho.
- Nyumba Zosungirako Nyumba
- Nyumba Kuwonongeka Kutaya
- Nyumba Pet Deposit
- Zina. : Izi zingaphatikizepo zinthu monga mapepala ogulitsa, kutaya zinyalala, ndi zina zotero.
Ndalama Zonse
- Onjezerani ndalama zonse. Adzakhala mzere wanu wachinsinsi.
- Pitirizani kuchuluka kwa magawo asanu peresenti (zovuta).
- Onjezerani 5 peresenti pazochepa kuti mutenge ndalama zanu zonse.
Tsopano popeza mwasankha bajeti yanu yosunthira, mungayesetse kupeza njira zomwe mungasunge pamene mukuyenda komanso ndalama zenizeni zosunthira musanafike ndi zotsatila kuti mukhale ndi malingaliro pa zomwe mungapange mu bajeti yanu ndi momwe mungachezere.