Anthu ambiri osakwatira amafufuza nyumba . Ngati ndinu mmodzi wa iwo ndipo mukufuna kukhala ndi anthu ena osakwatira, mungadabwe ngati pali malo okhala kunja komwe amalepheretsa kukhala ndi anthu osakwatira. Mwinanso mungafune kudziŵa ngati simunakwatire kuti muteteze kumudzi.
Pano pali zomwe muyenera kudziwa zokhudza momwe lamulo limakukhudzirani ngati simunakwatire ndikuyang'ana nyumba.
Kodi Mwini Angalole Kulipira Malonda Chifukwa Chosakwatiwa?
Mwina. The Fair Housing Act (FHA) siziteteza anthu kuti akhale osakwatira kapena osakwatiwa. Komabe, ena akuti - monga Alaska ndi Massachusetts - ndipo mawuni awonjezera "chikwati chaukwati" monga kalasi yotetezedwa ku malamulo awo a nyumba zoyenera. Ngati chikwati chikutetezedwa kumene mukukhala , mwini nyumba sangathe kukuchotsani chifukwa chosakwatiwa.
Kusankhana motsutsana ndi anthu omwe ali osakwatira omwe ali osakwatiwa ndiwowonjezereka kwambiri ponena za kubwereka kwa ophunzira (omwe nthawi zambiri amakhala osakwatira).
Ngakhale kuti malamulo ena am'deralo amaletsa kusankhana motsatira zikhalidwe za ophunzira, chizoloŵezichi n'chovomerezeka ku America ambiri. Ogwira nyumba ambiri amakana kubwereka kwa ophunzira (ngakhale ndi guarantors ) chifukwa amakhudzidwa ndi kuthekera kwawo kukwaniritsa malipiro a kubwereka, kusunga malo abwino, kuphatikizapo iwo akufuna kuti asawononge ndalama zambiri.
Ophunzira omwe ali okwatirana, nthawi zambiri amapeza kuti ali olimba kwambiri komanso ali ndi udindo kwa eni nyumba, ndipo ndalama zomwe mwamuna kapena mkazi sangaphunzire zingachepetse nkhawa za mwini nyumba.
Kodi Wogulitsa Angasankhe Kokha Kuti Azikhala Osakwatira?
Ayi. Amphawi omwe amazindikira kuti akufuna malo omwe ali osakwatira okha ndipo akufuna kuti azindikire nyumba zawo mwanjira iyi sangathe.
Choyamba, chikwati cha banja chingatetezedwe pansi pa malamulo a nyumba zoyenera kapena zachikhalidwe, zomwe zingalepheretse eni nyumba kuti asiye chiyembekezo chifukwa chakuti sali osakwatira.
Koma ngakhale chikhalidwe cha banja sichingatetezedwe, eni nyumba omwe amachotsa chiyembekezo cha ana ndi chiopsezo cha kuletsedwa kwa FHA kuchitidwa chisankho cha banja . Ngati makolo osakwatiwa kapena okwatirana akulakalaka kubwereka ndi ana awo, eni nyumba sangathe kuwakana chifukwa cha ana awo.
Dziwani kuti lamulo silikufuna kuti eni nyumba azigwira ntchito pamodzi ndi ana kuti akhale azinyamula, komanso sizikufuna kuti eni nyumba amalole kuti malo ogwira ntchito azikhala opanda pokhapokha ngati ali ndi chiyembekezo chokha. Komanso, ngati awiri ogonana okhawo amadziwonetsa okha kuti ali oyenerera ndalama kuti azikhala m'nyumba pomwe banja lomwe liri ndi ana silikuyenda, mwini nyumba sayenera kusinthana ndi banja kuti azitsatira FHA.
Chifukwa cha zonsezi, nkokwanitsa kuti malo ogona angakhale ndi chiwerengero chachikulu cha anthu osakwatira ngati alimi.