Kupeza nyumba yoyenera ndikusindikiza kubwereka ndi chifukwa chokondwerera. Sikuti mungayambe kuyembekezera nyumba yanu yatsopano, koma mukhoza kukhala okondwa ndikudzimva bwino kuti khama lanu linaperekedwa komanso kufufuza kwanu kwatha. Komabe, ndi nthawi yomwe mumayenera kutsegula thumba lanu ndikupereka ndalama zambiri, zomwe zingakhale zowonjezera kawiri kapena zinayi za renti yanu yamwezi, kapena ayi.
Pano pali ndondomeko ya zinthu zomwe mungayembekezere kulipira kapena nthawi yomwe mulembeza kubwereka kwanu.
Zomwe Malipiro Amagwirizana Padziko Ponse Pogulitsa Ntchito
- Yambani kukwereka. Yembekezerani kulipira ngongole ya mwezi woyamba, ndipo mwinamwake mwezi watha komanso, kwa mwini nyumba mwakhama . Izi zingawoneke ngati ndalama zambiri kutsogolo, koma kumbukirani kuti kubwereketsa kwanu kukuyambira, choncho muyenera kuyamba kulipira lendi yamwezi. Komanso, ngati muli ndi ngongole yoyendetsa ngongole miyezi yoyamba ndi yomalizira, mwakhala mukusamalira 1/6 ya chiwongoladzanja chanu pachaka (miyezi iwiri kuchokera pa 12), choncho mumayenera kulipira miyezi yotsala pamsonkhanowu wa chaka chimodzi pamene ikuyenera.
- Chitetezo chiteteze. Mayiko amasiyana ndi ndalama zomwe mwini nyumba angasonkhanitse kuchokera kwa eni nyumba monga chikole cha chitetezo. Ambiri muyenera kuyembekezera kulipira ndi ndalama zofanana ndi lendi imodzi kapena miyezi iwiri. Ngati simunapangitse kuwonongeka kwa nyumba yanu yoposa yoyenera kuvala, mwini nyumbayo ayenera kubwezera chitetezo chonse kwa inu mutatha kukathera kwanu. Mayiko ambiri amafuna kuti eni nyumba azigwira ntchito yosungirako ndalama pa akaunti yokhudza chidwi, zomwe zikutanthauza kuti muyenera kuyembekezera kuti ndalama zanu zibwererenso pamodzi. (Musaiwale kuti chidwi chanu chikhoza kuwerengedwa chaka chomwe mumalandira, monga gawo lanu la ndalama.) Onetsetsani mwatsatanetsatane otsogolera polojekiti yosungira chitetezo m'mayiko 50 ndi District of Columbia.
- Malipiro a Broker. Ngati munagwiritsa ntchito broker kuti mupeze nyumba yanu, malipiro a broker tsopano akuyenera. Onetsetsani kuti mukudziwa kuchokera pachiyambi cha ubale wanu momwe wogula ngongole angalipire ndalama, zomwe kawirikawiri zimakhala zofanana ndi 10% ya chaka cha lendi kapena lendi ya mwezi umodzi koma zingakhale zosiyana.
- Malipiro othandizira . Pafupi nambala aliyense amapereka ndalama zina kuti asamuke. Kaya ikugulitsa akatswiri a zamalonda , kubwereka galimoto, kapena kutenga gulu la abwenzi ku chakudya chothokoza cha minivan ndi khama lawo, muyenera kulipira chinachake kuti mutenge zinthu zanu zonse pamalo anu atsopano.
- Ndondomeko yosungirako malo. Ngati simungathe kukwaniritsa zinthu zanu zonse m'malo anu atsopano ndi achibale anu sakufuna kukusungani zinthu mu garaja kapena galimoto yanu, kugwiritsa ntchito malo osungirako osungira malowa ndi njira yabwino komanso yotchuka. Maofesiwa nthawi zambiri amatenga mwezi, malingana ndi kukula kwa malo osungirako omwe mukufunikira.
- Malipiro ena. Wininyumba wanu akhoza kulipiritsa malipiro kapena ndalama za zinthu zina, zomwe zingabwerekenso kwa inu pamene chikwama chanu chikutha. Mwachitsanzo, mungaloledwe kusunga chiweto m'nyumba yanu pokhapokha mutalipiritsa pakhomo, yomwe ikhoza kuthamanga pafupi ndi $ 100, $ 200, kapena $ 500 pa chiweto. Dipatimenti yotereyi ndi cholinga chothandiza mwini nyumba kubwezera zomwe mbuzi yako imayambitsa.
- Dziwani kuti ngati mukufuna kusunga galu, katsamba, kapena nyama ina m'nyumba yanu ngati malo oyenerera olumala, mwini nyumbayo sangathe kulipira pakhomo.