Ndalama Zamakono Zam'chipinda

Inu simukufuna kanthu kena kokha , kosambira bwino . Mwakhala mukugwiritsira ntchito Pinterest, mukuyenda mozungulira pansi pazitsulo zamadzi ndi matayala amtundu ku Home Depot , ndikuyankhula ndi anansi anu. Koma kodi mungatembenuzire maloto a bagebulo kukhala choonadi chenicheni? Ndalama zokha zimatha kuwuza.

Ndalama ndilo ndondomeko yotsamira muzitsulo zilizonse. Ikani ndalama zokwanira pakhomo lililonse la kunyumba ndipo zidzatha. Vuto ndilo, ambiri a ife tiribe akaunti yopanda malire ya banki kuchoka.

Kodi ndalama zanu zowonongera zingati ndalama zingati?

1. Zosachepera: Dziwani-Dzimwini Pamwamba

Mtengo: $ 1,000 mpaka $ 5,000

Mukagwira ntchito yokonzanso bwinja lanu, ndalama zowonongeka kwambiri. Ndalama zingakhale zochepa ngati zapamwamba mazana, malinga ngati mutakhutira ndi kukonzanso pamwamba.

Kukonzekera kwapansi kumatanthawuza kuti zida zapakati - kupanga, magetsi, ndi makoma - zimasiyidwa. Kusamba kapena tub, nayonso, ndizobwezeretsedwa pang'ono. Palibe chomwe chimasunthidwa ndipo mapazi - kapena ndondomeko - imakhala yofanana, mocheperapo.

Mapulogalamu apamwamba, osowa madzi osambira angaoneke ngati awa:

2. Low-Medium: Remodel Pogwiritsa ntchito Wopanga Malonda ndi / kapena Omwe Akupanga Makampani

Mtengo: $ 15,000 mpaka $ 17,500

Kulingalira uku kumachokera ku chipinda chapafupi chapafupi cha 35-40 , chomwe chingaganizidwe ngati chipinda chachikulu cha alendo ogulitsira nyumba yaying'ono, kapena kusamba kwaching'ono kwa nyumba yaikulu. Zithunzi zonse ndi zinthu zina zomwe zili pamwambazi ndizofunikira komanso zothandiza. Wokonza makonzedwe okonzanso angachite izi:

Kwa Makonzedwe Omanga Makampani, Malo Amakhudza Zowerengera

Malo osasunthika amakhudza zochepetsetsa zowononga zokhazokha chifukwa chakuti kunja kwantchito sikukuphatikizidwa. Koma zimakhudza njira iliyonse yomwe imagwiritsa ntchito makontrakitala ndi / kapena malonda (sub-contractors).

California ndi Pacific Northwest max zimatuluka m'madzi, ndipo ziwerengero zimakwana $ 18,000. Madera akumwera (kum'maƔa kwa Mississippi) ali ndi ndalama zowonongeka zowonongeka, kuyambira pafupifupi $ 15,000.

Zotsatira za Data

Kupereka malipiro a ballpark a ntchito zowonongeka kunyumba ndi ntchito yotopetsa. Popanda kuganizira chilichonse - chikhalidwe cha bafa, malo, nthawi, ndi zina zambiri - kuyerekezera zowonongeka kungapangitse mosiyanasiyana. Ngakhale mutagwiritsa ntchito zinthu izi zosasinthasintha, makontrakara atatu angakupatseni malingaliro atatu osiyana.

Lipoti la magazini ya Cost Vs.Value yowonongeka pamakono ikufanizira kusintha kwa ntchito ndi maganizo a Realtors za zomwe ntchitozi zimabweretsa mtengo wa kunyumba pobwezeretsanso.

Mwachitsanzo, mungasirire lingaliro la kukhala ndi chimbudzi chodziyeretsa, kapena miyala yamtengo wapatali yomwe mumakhala pansi pamene mukukonza kapena kuwonjezera bafa, koma mtengo wowerengera mtengo ungapangidwe bwino.

Nthawi zina kuwonjezera kwa zinthu zapamwamba za mwiniwake monga izi ndizofunikira ndalama zowonjezera ngati cholinga chanu chachikulu ndi chisangalalo mukakhala m'nyumba. Mofananamo, simungasangalatse lingaliro lakugwiritsa ntchito ndalama zowonjezereka pamene mukukonzekera bwenzi lanu lakusamba, koma mabanja ambiri lerolino akufunafuna nyumba yatsopano yosambira kumadzi apamwamba otsiriza kuphatikizapo kumiza.