Mmene Mungapangire Zokongoletsera Budget

Lembani Nyumba Yanu Popanda Kutaya Ngongole Yanu

Zokongoletsera zingakhale zodula, makamaka ngati muyenera kuchita chipinda chonse kapena nyumba yonse mwakamodzi. Ndondomeko yokongoletsera idzakhala chida chanu chofunika kwambiri kuti muwonetsetse kuti mulibe chikwama chanu pamene mukudzaza nyumba yanu.

Pangani Mndandanda

Chinthu choyamba choti muchite ndi kulola malingaliro anu kutha. Ganizirani za zinthu zomwe mungakonde kukhala nazo, kaya mukuganiza kuti zidzakwanira mkati mwa zokongoletsera zanu kapena ayi.

Sungani zithunzi zozizira ndikulemba zinthu zonse zomwe zimamatira. Kodi mumakonda zithunzi? Kodi mumakonda maonekedwe a mawonekedwe? Kodi mwakopeka ndi ziganizo zenizeni? Kukhala ndi mndandanda wa zinthu zomwe mukufuna kuziphatikiza zidzakuthandizani pakudza nthawi yokonza mapulani.

Sungani bajeti yanu

Ikani chisankho chanu pang'onopang'ono ndikupanga bajeti ya chipinda chimene mukufuna kukongoletsa. Onetsetsani za ndalama zomwe mumagwiritsa ntchito nthawi zonse ndikudziwa momwe mungagwiritsire ntchito ntchitoyi. Palibe chokongoletsera chomwe chiyenera kukhala nacho ngati zingakupangitseni kudzimva kuti ndinu wolakwa kapena kusokoneza moyo wanu wonse. Choncho pezani zomwe mumagwiritsa ntchito - zomwe mumagwiritsa ntchito pazomwe zidzasankhidwe mtsogolo.

Pangani Mapulani Okonzekera

Ndondomeko yokongoletsera imaphatikizapo chirichonse kuchokera pakupanga mawonekedwe, kulingalira dongosolo la pansi , ndi kuwonjezerapo zina zonse monga zojambula, zojambula bwino ndi zojambula.

Izi ndi zokongola kwambiri zomwe zingalowe m'chipindamo. Apa ndi pamene mukufuna kugwira ntchito kuchokera pazomwe mukufuna. Tengani zonse zomwe mwalemba ndipo muzindikire zomwe mumafuna kuziika m'chipinda mwanu ndikusunga bajeti yanu kumbuyo kwa mutu wanu.

Kuyerekeza Mitolo

Kuyerekeza kugula musanagule n'kofunika kwambiri.

Muyenera kudzidziƔa ndi zinthu zomwe mumagula. Kumbukirani kuti mumaphatikizapo zinthu monga ntchito yogwira ntchito, kutumiza ndi kubweretsa, ndi zina zowonjezera zomwe sizingakhale pamtengo wa mtengo wapachiyambi. Ndipo musalole kuti mukhale okhumudwa panthawiyi. Pamene mitengo imangowonjezera pomwepo kawirikawiri njira zopezera zomwe mukufuna pa mtengo womwe mungathe kutero - mumangokhalira kulolera. Sizovuta monga zikuwonekera kukongoletsa chipinda pa bajeti .

Zinthu Zosavuta

Mwayi ndikuti simungathe kukwanitsa zonse zomwe mukufuna pa bajeti yanu. Mukatha kuchita masewera olimbitsa thupi muyenera kukhala ndi malingaliro abwino a zinthu zomwe zimawonongeka. Ino ndi nthawi yopondereza zinthu. Dulani zinthu zomwe sizingagwiritse ntchito bajeti yanu, ndipo pangani kusintha kumene mungathe. Izi zikhoza kutanthawuza kusankha ma tebulo m'malo opangira zovala m'malo mwa makabati, kapena makatani ogulitsira sitolo mmalo mwa mankhwala owonetsera mawindo. Nthawi zina ndizopanga kusintha pang'ono kuti mukhale ndi mawonekedwe omwewo. Mwachitsanzo, ngati mumakonda ndi $ 5,000 sofa kuyang'ana kuzungulira chinachake mu mawonekedwe ofanana koma mwinamwake ndi mtundu wodzazidwa. Mwayi ndi mwayi kuti mungapeze chinachake chomwe mumakonda kwambiri pa mtengo wapang'ono.

Yambitsani Zogula Zanu

Kupititsa patsogolo zomwe mumagula ndikofunika chifukwa ziribe ndalama zanu zomwe simungathe kulipira zonse mwakamodzi, kotero muyenera kusankha zomwe mukufuna poyamba. Mwachitsanzo, nthawi zambiri sofa idzakhala yoyamba pamaso pa zipangizo monga zithunzi ndi magalasi. Kapena mungafunike kupeza zinthu ngati makanema ndi mapepala omwe mulipo musanabweretse mipando. Izi ndi zapadera kwa munthu aliyense komanso nyumba iliyonse kotero ziri kwa inu kusankha chomwe mungachite poyamba.

Onetsetsani Kwa Anu Kukongoletsa Budget

Gawo lovuta kwambiri la ndondomeko yonseyi likutsatira ndondomeko yomwe munapanga. Ndi zophweka kwambiri kutaya pulogalamuyo kuti ikhale yoyenera kukhala wokonzeka ndi kulemba zonse zomwe mumalipira panthawi yokongoletsera. Ndipo kumbukirani kuti ngati mutagwiritsa ntchito malo amodzi muyenera kuzipangira zina.