Khulupirirani kapena ayi, boma likufuna kuti musinthe nyumba yanu. Ndipotu, ikufuna kuti muchite izi molakwika kuti zidzakubwezeretsani kuti muchite zimenezo.
Mapulogalamu a boma omwe sadziwika bwino amavomerezedwa ndipo amatsalira mwakachetechete pa webusaiti yathu yapamwamba yopereka chithandizo pamtundu wa msonkho wa msonkho, zero kapena ngongole yaing'ono , ndi inshuwaransi yaulere kugula fixer-pamwamba.
Chobisika Kwa Mfundo Yachinsinsi?
Kodi chinsinsichi ndi chinsinsi chotani? Osati mwachinsinsi kuti ma helikopita wakuda akuphatikizidwa. Koma ndi zobisika zomwe sindinadziwe za kusungidwa kwa msonkho wa pakhomo pakhomo kufikira nditaziwona pa khadi langa la msonkho.
Boma silikufuna kukuthandizani kumanga galasi yabwinoyo kuti musangalale nokha. Komabe, zimakhudzidwa ndi chithunzi chachikulu. Kulimbikitsa eni nyumba kukonzanso nyumba kumathandiza kukonza malo ogulitsa nyumba, monga njira imodzi yowonjezera chikhalidwe chathu chonse.
3 Zochitika Zodziwika
- Muyenera Kulemba Pasanakhale : Palibe mwa mapulogalamuwa omwe akupezekapo mobwerezabwereza kuti akonzedwe kale.
- Mitundu ya Zikumbutso Zilibe Malire : Mapulogalamu sadzatha kulipira zinthu zapamwamba monga Sauna ya Finland kapena mbali ya madzi. Izi ndizo makamaka zazomwe zimakhazikitsidwa. N'zochititsa chidwi kuti, mapulogalamu ena okhudzidwa ndi msonkho sayenera kubisa zomwe munthu angaganize kuti ndizofunika (m'malo mwa denga lamtundu wina ndi denga lina) koma amavomereza kusintha kuchokera ku gulu kupita ku mtengo wapamwamba, . Ndipo ndalama za FHA Rehab zikhoza kuphimba kugwetsa nyumba ndi kumanga zatsopano!
- Kufunika Kuyang'anira . Kufufuza koyeso kudzafunikanso kuti zitsimikize kuti polojekiti ikupezekadi komanso kuti ikuchitika mogwirizana ndi ndondomeko.
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Malipiro a Mtundu Wa Misonkho
andresr / Getty Images Chimene chiri
Kuwonetsedwa kwa Mtengo wa Mtengo wa Pakhomo.
Zimene Iwo Amachita
Mapulogalamuwa amalola kuti misonkho yanu yonse ya m'deralo ikhale yokonzedweratu pokhapokha ngati mukukonzanso nyumba yanu.
Zofunikira Zokwanira
Kuyenerera kumasiyanasiyana ndi tauni kapena tawuni koma kawirikawiri mwiniwake wa malo amodzi adzayenerera Malo ayenera kukhala mwiniwake, koma osati nthawi zonse.
Ma Counties amavomereza kuti ndiziti zomwe amaloledwa kumalowa m'malo mowafotokozera mwachidule monga "zinthu zakuthupi, zenizeni, komanso zosatha zomwe zimapangitsa kuti phindu likhale labwino."
Pansi
Mpumulo wachangu ku msonkho wa katundu.
Ndani Amapereka Izo
Olembedwa mulamulo la boma, mapulogalamuwa amaperekedwa ndi oyang'anira msonkho ndi midzi kapena midzi.
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Pezani mphoto yokwanira ya% 0George Peters / Getty Images Chimene chiri
Mapulogalamu Opititsa patsogolo Pakhomo, kapena HIPs.
Zimene Iwo Amachita
Sungani zikwi zikwi kapena maboma ena a boma akupereka ndalama zowonjezera kubwereketsa kunyumba. Nthawi zina, chidwi chonse chimathandizidwa; nthawi zina, pokhapokha.
Zofunikira Zokwanira
Malamulo osiyanasiyana ovomerezeka, koma kawirikawiri: muyenera kukonzanso dongosolo lomwe liripo (osati kugula latsopano) ndipo sikumanga nyumba ina pa katundu wanu; malipiro anu aakulu amagwera pansi pa malire ena; ngongole siigwiritsidwe ntchito pa zinthu zamtengo wapatali monga madambo, satana mbale, madontho, etc.
Pansi
Osati malo onse amapereka HIPs. Ngati malo anu sakupereka izi, mulibe mwayi.
Ndani Amapereka Izo
Yambani ndi woyang'anira msonkho wanu wamba. Ntchitoyi ingayambike apa, kenaka iperekedwe kwa wobwereketsa pakhomo paokha ngati mawonekedwe a ngongole yobwereketsa nyumba kapena HELOC, ndi chiwongoladzanja chothandizidwa ndi boma.
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"Lamulo la Rehab" Limene Limakuthandizani Kumakumbutsa Zomwe Zili PamwambaMaskot / Getty Images Chimene chiri
FHA 203 (k) Pulogalamu ya Rehab yokonda.
Zimene Iwo Amachita
Pogula nyumba yomwe ikufunika kukonzanso, katundu wanu woyamba kubwereka umangotenga mtengo wa kugula - osati kusinthidwa.
Nthaŵi yomweyo kulandira ngongole yamakono kumatanthawuza nthawi yambiri yovomerezeka, mitengo yapamwamba, ndi malipiro. Okwanira sakonda kuvomereza ngongole zowonongeka panthawiyi chifukwa nyumba yanu yokonzedweratu, yomwe ilipo panopa, ilibe ndalama zoyenera.
Boma la US lidzalonjeza kuti ngongole yanu, kugulidwa kwachitsulo ndi kukonzanso zimakhala phukusi limodzi, ndikulimbiritsa zonse kwa wobwereketsayo.
Zofunikira Zokwanira
Zomwe zili zofunika ndizochepa, kuyambira pazing'ono (zomwe HUD zikulongosola ngati $ 5,000 kapena kuposerapo) mpaka kunyumba yomwe idzagwetsedwa, kuwonongedwa, ndi kumangidwanso.
Pansi
Mapepala ofiira osapeŵeka. Komabe, alangizi odziimira okha angathandize kuthandizira njirayi.
Ndani Amapereka Izo
Dipatimenti ya Maofesi a Zanyumba ndi Maziko a Mzinda wa US (HUD)