Zinthu zisanu ndi chimodzi zofunika kuzigwiritsa ntchito, zisanu ndi zinayi kumene muyenera kusunga.
Kugwiritsa ntchito nyumba kumakhala kofunika kwambiri. Anthu ambiri amayang'ana pa chipinda chokhalamo - akugwiritsa ntchito kwambiri pa sofa, TV, zojambulajambula ndi tebulo - koma osaganizira kwambiri chipinda chawo, ndikuganiza kuti "palibe" akuwona. Koma ndi kulakwitsa, chifukwa chipinda chanu chimayang'ana tsiku lililonse - ndi inu. Nchifukwa chiyani mumachitira malo anu omwe ndi osafunika kuposa zipinda zomwe nthawi zambiri zimapezeka ndi alendo anu?
Koma kukongoletsa chipinda chanu chogona sikuyenera kulipira ndalama zambiri. Monga momwe zilili m'dera lanu lonse, pali zipinda zina zam'chipinda zogwiritsira ntchito splurge ndi zina zomwe kupulumutsa kumakhala kosavuta. Ndipo ndithudi, "splurge" ndi nthawi yachidule; $ 50 akhoza kukhala splurge ngati mwatuluka kunja kwa koleji ndikuyamba ntchito yanu yoyamba, pomwe $ 5,000 akhoza kusamalidwa ngati ndinu okalamba ndikukhazikitsidwa mu ntchito yanu. Koma mwanjira iliyonse, sikuli lingaliro labwino kuti mutengere nokha mu ngongole yosamvetsetseka pa chovala chirichonse . Choncho dziwani nokha za bajeti ndi zachuma mukamaganizira mfundo zotsatirazi pa nthawi yomwe mungagwiritse ntchito ndalama zambiri komanso ngati muli ndi malingaliro abwino kuti musagwiritsire ntchito mipando ndi zipangizo zochepa.
Worth Splurge:
Kapepala : Pamwamba pa zipangizo zonse m'nyumba mwako, matiresi anu ndi oyenera kwambiri splurge. Ndipotu, zimakhudza kwambiri thanzi lanu, malingaliro ndi chitonthozo cha thupi.
Pitani kwa mateti abwino omwe mungakwanitse ku chipinda chogona ndi zipinda za ana aliyense.
Zojambulazo : Moyo ndi wochepa kwambiri kuti usagone pang'onopang'ono, kupukutira kapena kutayika. Pezani ndi mapepala apamwamba , makamaka 100% Supima kapena thonje la Aiguputo. Izi ndi zofewa kwambiri komanso zosavuta kwambiri pakhungu lanu.
Chophimba Chothandizira kapena Chophimba : Bedi lanu ndilo chinthu choyamba chimene mukuwona mukamalowa m'chipinda chanu, ndipo matayala omwe mumasankha kuti apite pamwamba amawongolera chipinda chonse. Kaya mumakonda mphutu, wotonthoza kapena wodandaula , ndi bwino kugawidwa pa zomwe zimagwirizana ndi kalembedwe kanu.
Zojambula zoyambirira : Ngati mutadutsa malo ojambulapo, ndipo mukhale ndi chidwi ndi zojambulajambula - osati aliyense, kotero kuti izi sizikugwira ntchito kwa inu - ndipo mumapeza wojambula kapena chojambula chomwe mumawakonda, ndi choyenera kukongola kuti ukhale ndi mbambande mu chipinda chako, kumene iwe udzawona chinthu choyamba mmawa ndi chinthu chotsiriza musanayambe kugona usiku. Wamoyo wodalirika wodandaula .
Malo amtundu : Ngati ndi kabuku kakang'ono, ndibwino kuti mupite mosavuta pa thumba lanu. Koma galasi lalikulu lomwe limatenga malo ambiri m'chipindamo chanu liyenera kukhala labwino, ndipo nthawi zambiri limatanthauza splurge. Mafilimu otsika mtengo, osamva bwino popanda mapazi ndipo amakonda kutuluka mofulumira.
Paint : Galon kapena awiri a utoto ndizophweka - ndi imodzi mwa njira zochepetsera - kupatsa chipinda chanu kukhala mawonekedwe atsopano. Paint ndi yotchipa poyambira, kotero musadule ngodya pamtengo. Kujambula bwino , ndi mabasiketi abwino kapena odzigudubuza, amachititsa kusiyana pakati pa ntchito yomwe imawoneka yodziwika bwino komanso yomwe imawoneka ngati nyansi.
Apa ndi pomwe mungapulumutse:
Mabokosi ogona : Inde, inu mwamtheradi mukusowa chithandizo, chitsime chotsamira. Koma ayi, simukusowa ndalama zambiri kuti mupeze. Kaya mumakonda kukumbukira chikumbu, pansi, polyester kapena mtolo wodzazidwa, mudzapeza mabungwe akuluakulu pa Amazon.com.
Mabulangete : ngati bulangeti lanu limaphimbidwa ndi womutonthoza kapena chowombera china, palibe chifukwa chochitira china chirichonse chokongola. Ingotenga chinachake chofunda ndi mtundu womwe umagwirizana ndi woponya.
Kuwala ndi nyali zina : Kuwala kwa nyali kapena kuyala kumapangitsa kuti pakhale malo, koma zimapezeka mosavuta.
Zojambula usiku ndi ovala zovala : Pamene inu mungathe kuchita zambiri pa mipando ya zipinda, simukusowa. Malingana ngati mipando yomwe ili muyeso ili bwino, mungathe kupeza malo apadera m'masitolo apamwamba. Onetsetsani kuti zojambulazo zimangidwanso bwino ndikugwedezeka mosavuta.
Ndipo kwa zinyumba zatsopano pa mitengo yamtsika-pansi, ndi zovuta kumenya Ikea.
Mutu wam'mutu : Pali mabotolo okongola okwana $ 1,000 kapena kuposa. Palinso mabotolo abwino kwambiri omwe amakhalapo pang'onopang'ono kwa mtengowo, bwanji osasunga ndalama?
Mankhwalawa : Palibe chifukwa choponyera madola anu omwe mwatulutsidwa mwamphamvu pawindo - osati pamene kuli kovuta kupeza chithandizo chawindo pa mitengo ya banki-yamtengo wapatali.
Zithunzi : Zina osati zojambula zoyambirira (onani pamwambapa), palibe chifukwa chokhalira pazithunzi za chipinda chanu chogona. Onani Etsy, HomeGoods, ngakhale masitolo ogulitsa ojambula okongola omwe sangasokoneze bajeti yanu.
Ponyani mapiritsi : Bedi lopangidwa bwino kwambiri masewera pafupifupi imodzi kapena awiri kuponyera miyendo, koma palibe chifukwa chochitira ndalama zambiri pa iwo. Komanso, ngati simugwiritsa ntchito ndalama zambiri, zimakhala zosavuta kuzimasula nthawi ndi nthawi kuti mupange chipinda chanu.
Chilichonse chokongola : Misonkho imabwera ndikupita, koma kugunda kwa chikwama chanu kungatenge nthawi yaitali kuchiritsa. Ngati mukuyenera kukhala ndi makina atsopano ogula zipinda, mugulitseni. Mwanjira imeneyo, mudzakhala ndi ndalama kuti muzisinthe pamene ndi nthawi ya chinthu chachikulu.